In other countries we have a form of digital ID with 2 factor authentication. I get that if you don't have any such scheme, it can hard to verify that anyone i

In other countries we have a form of digital ID with 2 factor authentication. I get that if you don't have any such scheme, it can hard to verify that anyone is who they say they are. In 2008 I reported address change online without any verification, in 2013 it required using an ID system with 2FA. I'm personally rather happy to know that scammers can't change my address anymore.