+1 to this - it's fruitless to build public policy on businesspeople behaving economically irrationally, and worse can you imagine if they did? It is reasonabl

+1 to this - it's fruitless to build public policy on businesspeople behaving economically irrationally, and worse can you imagine if they did? It is reasonable and useful to pitch businesspeople on sacrificing short term gains for clear, low risk, long term benefits - and proof lies all around us from empty storefronts that could be leased at lower rates, to homeowners locking in 30 year mortgages. Greater time horizons require much greater stability to control risk.