Large co's play different games than mom & pop. They can afford some near-term losses if they can make the case it prevents competitors from gaining a foothold

Large co's play different games than mom & pop. They can afford some near-term losses if they can make the case it prevents competitors from gaining a foothold. Banks can justify rent on a seemingly empty branch in an expensive retail area if it supports catchment area of desirable clients that visit in person once every 18 months. Etc.