>without consent That's like complaining that they are making you pay the balance when you didn't consent to paying off the charges you made. When you get a c

>without consent That's like complaining that they are making you pay the balance when you didn't consent to paying off the charges you made. When you get a credit card you agree to the credit card agreement. I just picked a random credit card agreement I found online (Chase Amazon Visa) and it says: >We may obtain and review your credit history from credit reporting agencies and others. We may, from time to time, obtain employment and income data from third parties to assist us in the ongoing administration of your account. We may also provide information about you and your account to credit reporting agencies and others. We may provide information to credit reporting agencies about this account in the name of an authorized user. If you think we provided incorrect information, write to us and we will investigate.