> If you have a mortgage, you can deduct the interest. I think most people are in this category That's true, but you need to have other deductions or a fairly

> If you have a mortgage, you can deduct the interest. I think most people are in this category That's true, but you need to have other deductions or a fairly large mortgage for it to be worth taking that deduction instead of the standard deduction. Most people are better off with the standard deduction.