Most small shops are struggling, being 1 bad financial decision away from bankruptcy; doing business with no type of insurance whatsoever, and here and there st

Most small shops are struggling, being 1 bad financial decision away from bankruptcy; doing business with no type of insurance whatsoever, and here and there stiffing some suppliers to make ends meet. So, there's no way they can afford to increase any expense, if they were to do that, they'd be out of business right away, so they continue floating away. These business owners are unfit to do business; so what is happening is economic darwinism. RIP.