3 ms·

As far as I know, Self Funded plans in non-Dental/Vision are fairly rare due to the massive stop loss required. Even the Fortune 500 employers use fully funded

• deleted 5y ago
  [deleted]
• ecommerceguy 5y ago
  >>Even the Fortune 500 employers use fully funded plans for healthcare. Care to cite that stat? From wiki: >>Historically self-funding has been most effective for large corporations and Fortune 500 companies with over 1,000 employees https://en.wikipedia.org/wiki/Self-funded_health_care https://en.wikipedia.org/wiki/Self-funded_health_care
  • bhupy 5y ago
    You’re right. I was under the (incorrect) impression that the stop loss on traditional health plans was prohibitively higher than on dental and vision, but it appears not to be the case. Most employers seem to be buying level-funded reinsurance plans just for the stop loss component, on top of the self-funded pool. Very cool, either way.