I self identify as middle class. It was pretty exciting when my wife and I both opened T-Mobile Money accounts and capped out their $3,000 balance for access to

I self identify as middle class. It was pretty exciting when my wife and I both opened T-Mobile Money accounts and capped out their $3,000 balance for access to 4% APR. Even the 1% APR for additional funds is attractive, as far as a savings account goes, no? We also use the Target Red Card to save 5% at Target and the Amazon Chase card to save 5% at Amazon.