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Depends on the bank, I would imagine. Anecdotally, I've never been charged a fee for having a transaction declined because of insufficient funds, nor has my wif
by jjulius 5y ago
Depends on the bank, I would imagine. Anecdotally, I've never been charged a fee for having a transaction declined because of insufficient funds, nor has my wife, and collectively that's ~5 different banks.
- angott 5y agoBased on my personal experience, all the big banks in Canada do it. The fee is 45-48 CAD for each declined transaction, no matter the amount.