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Very nice! One thing would be great to add - cash reserve. I.e. there's a goal to maximize loan payoffs, but I don't want to spend 100% of my cash for that. I w
by smsm42 5y ago
Very nice! One thing would be great to add - cash reserve. I.e. there's a goal to maximize loan payoffs, but I don't want to spend 100% of my cash for that. I want to keep cash reserve (usually recommended is 3 or 6 months of living expenses) - and the rest could be spent on debt payoffs.
- scubakid 5y agoThat's sort of the intent of the emergency fund goal. If you put that as a higher priority, it will maintain that much in cash holdings.
- smsm42 5y agoAh great I didn't realize that. Excellent!
- scubakid 5y agoDo you think I should add another goal type called "Cash Reserves" which is functionally equivalent? Maybe that would be more intuitive.
- smsm42 5y agoI didn't think to look for it in goals, but it makes as much sense as any other place, so I think once you pointed it out, it works fine for me.