I think buying insurance would be a better analog to having good backups. You save some money by not buying insurance, just like when you skimp on IT infra. War

I think buying insurance would be a better analog to having good backups. You save some money by not buying insurance, just like when you skimp on IT infra. Warehouse fires / ransomware gangs will cost more if they happen, but if they don't you came out ahead (I guess).