I interpret the typical advice to cover DIY materials, required service calls (e.g. plumbing issue), and occasional high-ticket items (roofs, water heaters) but

I interpret the typical advice to cover DIY materials, required service calls (e.g. plumbing issue), and occasional high-ticket items (roofs, water heaters) but not relative luxuries like paid lawn care. I guess it depends how fancy your neighborhood is, but professional lawn care is not the norm at all where I grew up.