Mine won't let me remove PMI early if value has risen until I have 2 years of payment history with them. I'm just looking at refinancing as it will be appraised

Mine won't let me remove PMI early if value has risen until I have 2 years of payment history with them. I'm just looking at refinancing as it will be appraised that should remove PMI since we'll have more than 20% with the new value