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Neither TPM, DRM, nor an app store was ever necessary for secure online banking, so I'm not sure what service you're referring to. TLS doesn't require those thi

• skybrian 5y ago
  By "these services" I meant that banks didn't offer online banking at first. When they did, they didn't offer online payments or check scanning.
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  • smolder 5y ago
    Okay, I see what you're saying. I do think not being able to do trusted transactions online with computers I control is a pretty dire and serious regression of individual freedom at this point. It's dystopian having to buy a $500 planned-to-be-obselete device which spies on me (on behalf of enemies to my freedom) every few years to do basic things in society.
  • Zak 5y ago
    I'm going to guess that banks didn't offer online check scanning until smartphones got popular because it would have been a tech support nightmare. First scan your check with a flatbed scanner, in the fairly unlikely event you have one, or maybe try your low-resolution webcam, which a website couldn't access through your browser in 2010, then upload it through a web form... how many users have we lost at this point? Mobile banking apps with check scanning started showing up before hardware DRM was common on Android devices, and not all current apps make use of the hardware DRM. I think it's therefore safe to conclude the UX rather than the DRM was the enabling factor here. Is there information available on actual breaches involving banking on rooted Android devices? I smell BS when banks and the like claim it's an unreasonable security risk.