The parent compared it to insurance, not me. To call it insurance invites comaprison to traditional insurance. Sure, it can run at a loss. Maybe that's a publi

The parent compared it to insurance, not me. To call it insurance invites comaprison to traditional insurance. Sure, it can run at a loss. Maybe that's a public service. But I asked some questions that merit an answer if you want to call it insurance rather than, say, social security or something.