I'm convinced paying a mortgage is a good thing, it means you have less capital tied up in your home and more available to invest in areas with higher return, s

I'm convinced paying a mortgage is a good thing, it means you have less capital tied up in your home and more available to invest in areas with higher return, such as doge, er, s&p index funds. That said, if you really hate having a mortgage, don't buy a home. Don't fall into the trap of thinking you need to own a single family dwelling if renting is more your thing.