> It does? Maybe technical expertise, but money? Even given enough technical expertise, there is still a need for time and effort, plus acceptance of the minor

> It does? Maybe technical expertise, but money? Even given enough technical expertise, there is still a need for time and effort, plus acceptance of the minor risk of unjustified lack of support from mainstream services (e.g. government apps refusing to work in custom ROMs). While the investment in time, effort and risk does not require being anything close to wealthy, it does need some level of financial stability.