One thought and one bug Thought: While I appreciate the stuff around child dependents, it feels very weird and tacked on. Sure sticking an expense called “chi

One thought and one bug Thought: While I appreciate the stuff around child dependents, it feels very weird and tacked on. Sure sticking an expense called “child” works if you don’t already have kids, but if you do, those costs are inextricably integrated with your existing lifestyle costs. I can’t easily estimate how much my grocery budget will go down if I remove the food my kids eat. Even if I could, I’m certainly didn’t think about removing my kids from the expense calculations at step 1, when dependents get added later, because I didn’t think it would ask me that. A better solution would be something that discounted expenses after some date. Similarly, you could always bump up the expenses at some date if you don’t already have kids. Bug: I think the net worth chart is a bit busted. Mine started at 0, but that wasn’t obviously wasn’t true. While the growth line looked reasonable, I think the chart needs to be pushed up by an offset.