This is lower than recent historical numbers, isn't it? From what I've seen, it was >300 for a few periods over the past 20 years. Generally speaking, this is

This is lower than recent historical numbers, isn't it? From what I've seen, it was >300 for a few periods over the past 20 years. Generally speaking, this is why I try to work/shop/bank with co-ops, credit unions, mutual insurances, and other not-for-profits.