It's like getting debt. You start spending, and never end doing so, because the future you will be rich and will be able to pay it. And you keep saying that you

It's like getting debt. You start spending, and never end doing so, because the future you will be rich and will be able to pay it. And you keep saying that you will get rich "any time soon" but expend your time spending even more and suffering the consequences of your debt. Maybe your future you will never be rich, because it won't be trivial, and worse, it will be even harder to become rich if you have to deal with the consequences of your ever-increasing spending. There was always a solution, or at least a mitigation, that was stop spending or limit how much you do. It will hurt, be harmful, will affect your life, but not as much as the consequences of becoming poor and with a gigantic debt. Predicting when unstable complex systems will fall is not easy, even more when those systems are very complex. You can perceive the instability, that some sections seems to be falling apart, but maybe you can't put an exact moment of when it will happen. But that it doesn't happen the next cycle doesn't mean that it never will.