I think you're anchoring to the idea that Apple produces Veblen goods, and trying to work backwards from there. The more straightforward explanation is that Ap

I think you're anchoring to the idea that Apple produces Veblen goods, and trying to work backwards from there. The more straightforward explanation is that Apple just wants to make it easy to buy on credit. I disagree that Apple products are Veblen goods in the same way that, say, Prada products are.