Bitcoin is functional in the modern sense. It's post modern compared to credit cards or cash. It current doesn't scale currently to replace the existing system

Bitcoin is functional in the modern sense. It's post modern compared to credit cards or cash. It current doesn't scale currently to replace the existing system for everyone. You could say the lack of oversight around cash makes it appeal to criminals. The truth is most criminals have bank accounts. The majority of thief happens with credit cards not bitcoin.