> Many people think they have coverage, so they might as well use it. This can happen extremely often and for minor things. Think people going into the doctor o

> Many people think they have coverage, so they might as well use it. This can happen extremely often and for minor things. Think people going into the doctor or urgent care because they have cold symptoms (for less than a week) and want antibiotics Do you have anything backing up that assertion? I've been to the hospital feeling rotten on more than one occasion, and the doctor has said "You have the flu. Antibiotics won't help. Go home and get some rest." The doctor has no incentive to prescribe me drugs I don't need. There's always a few shitty doctors at clinics/hospitals who will over-prescribe, but the health care system has an incentive to find and stop those doctors- they're wasting taxpayer money. Meanwhile in the US, the doctor would be financially incentivized to request a chest x-ray and prescribe whatever drugs might be helpful "just in case", fearing a lawsuit for doing too little and fearing their employer being mad at them for not up-selling to bring in more money.