Guessing this is the starting figure they use for negotiating with insurance companies, who laugh at them and counter with $395, at which point Stanford says ok

Guessing this is the starting figure they use for negotiating with insurance companies, who laugh at them and counter with $395, at which point Stanford says ok yes thank you daddy. But they can't use a different price for you if you don't have insurance. So just send them a couple hundred bucks and tell them to fuck off