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Not really. In Denmark the offical “bad payor” register (RKI) is not something you easily and without noticing is registered into. And you can get de-registered
by Msurrow 5y ago
Not really. In Denmark the offical “bad payor” register (RKI) is not something you easily and without noticing is registered into. And you can get de-registered simply by paying off you debt as far as I know.
So, besides that, banks look at income, loans, mortage vs house valuation especially. At least, as far as we consumers know.
That means, if I want a mortage loan for a house, actual and relevant factors weigh in on what I can get approved for. To me, thats way better than some scoringsystem where my score depends on sp many different actual and historical things.