Finland is currently considering a "positive credit registry", since our currently credit assessment is based on being a delinquent or not. >A positive credit

Finland is currently considering a "positive credit registry", since our currently credit assessment is based on being a delinquent or not. >A positive credit information registry would have many benefits to both consumers, creditors and the entire financial market says the study by Pellervo Economic Research and University of Vaasa. It would decrease the risk of overborrowing, improve consumer's status on the market and increase the stability of the financial markets. In addition it would improve the consumers' ability to control their own financial situation.