Well to them it wasn't so much early as it was inconsistent. I mentioned somewhere else in this thread bank-to-bank transfer like the ones I was making are thr

Well to them it wasn't so much early as it was inconsistent. I mentioned somewhere else in this thread bank-to-bank transfer like the ones I was making are through the Faster Payments network which means they reconcile same-day - I don't know if their software was checking for pay on just the 20th, or if it was docking me because the pay was irregular, but there was some naive logic in there somewhere.