I don't know where in the world you are - but the American solution to this problem are a series of organizations that constantly ingest a massive amount of fin

I don't know where in the world you are - but the American solution to this problem are a series of organizations that constantly ingest a massive amount of financial data around what transactions you're executing and then sell it to the lender without your knowledge. I'd be happy to be the person actually handing over so much of my financial data instead of it being harvested without my consent.