> [Caption to the lead photo] Zack Morrison, a 29-year-old filmmaker and Columbia University MFA film graduate, worries about how he will pay off his school loa

> [Caption to the lead photo] Zack Morrison, a 29-year-old filmmaker and Columbia University MFA film graduate, worries about how he will pay off his school loan balance of nearly $300,000. $300k for an MFA? Surely it doesn't take that much sense to realize this is not a good investment.