Regular checkups can catch developing problems while its still possible to do something constructive about them. If you aren't receiving an annual check up AND

Regular checkups can catch developing problems while its still possible to do something constructive about them. If you aren't receiving an annual check up AND don't have a problem more complicated than you can google indeed you shouldn't waste your money and both of your time. What is within the individuals ability to understand is going to vary widely. Your health insurance wont pay for expensive tests or treatments based on your say so because if they did people less intelligent and more paranoid than yourselves would order the moon based on what they found on webmd.