Yeah, it will be great when the average person loses their private key(s) and then has no recourse to get their money back. Let's say they have a 3rd party man

Yeah, it will be great when the average person loses their private key(s) and then has no recourse to get their money back. Let's say they have a 3rd party managing their keys so they don't lose them, well congratulations you just reinvented banking but in a way that inherently destroys the environment.