sure, smart contracts are interesting but the entire field of blockchains has been poisoned by grifters, criminals and the social and environmental disaster tha

sure, smart contracts are interesting but the entire field of blockchains has been poisoned by grifters, criminals and the social and environmental disaster that is proof of work cryptocurrencies. fundamentally in such an environment there's just very little practical use for "decentralised finance" - we have spent millenia creating regulation and trusted (of varying degrees) parties to manage all this stuff and it works well enough compared to any of the "defi" stuff, where almost the entire ecosystem is fraud and pump and dump. and normal people fundamentally seem to like the system where they can't just be frauded without recourse. if you can provide a way to do the smart contract bit without the toxic hangers-on then I'm sure there's niche uses for it all, but no one ever proposes any compelling argument other than, fundamentally, the proposer will make more money out of it that way.