I have understood that Swedish housing is a specially bad case, or at least in Finland we like to tell unbelievable horror stories of Swedish housing (Stockholm

I have understood that Swedish housing is a specially bad case, or at least in Finland we like to tell unbelievable horror stories of Swedish housing (Stockholm rent-controlled apartment market where one either waits on queue for years, except if you know the right people; if you are not renting, deal with housing mortgages that are structured so that you will never pay them back in full during your lifetime). (edit. Main point, Sweden is not necessarily a representative case of "Europe".)