> You can’t withdraw it until you retire though. You can withdraw the original principal tax free after five years and profits can be withdrawn at any time by

> You can’t withdraw it until you retire though. You can withdraw the original principal tax free after five years and profits can be withdrawn at any time by paying income taxes and a 10% penalty. If you have any other assets it’d be stupid to withdraw it though. Tax-free accounts are the last one you want to draw from.