If you replace salaried with hourly, a change that is purely administrative, you increase your risk because your income is not pooled. Salary is mainly a way t

If you replace salaried with hourly, a change that is purely administrative, you increase your risk because your income is not pooled. Salary is mainly a way to pool lots of resources and insure them for sickness, rotation, leaves, etc. It is literally the risk-averse option. You want to compare salaried with its not-salaried version, not any salaried position vs any other non-salaried position.