> The only real benefit of having "insurance" in the US is having reasonable access to basic preventative care What insurance do you have where the cost of the

> The only real benefit of having "insurance" in the US is having reasonable access to basic preventative care What insurance do you have where the cost of the annual premium is less than what the out of pocket costs would be for annual checkups for the covered individuals? I have the cheapest insurance I can get. Yes, it pays for basic preventative care (basically a checkup per person per year), and it also costs more than my mortgage.