The proponents might respond that it was only partially bad decisions, but much more a degenerate exploitative system that caused people to take on these kinds

The proponents might respond that it was only partially bad decisions, but much more a degenerate exploitative system that caused people to take on these kinds of debt. I am not a proponent. I happily make my payments every month while I enjoy my student-loan-enabled job. And yes, I made some decisions that would not appear to be the most intelligent when it comes to loan amounts.