That's the entire point. If you rely only on people doing the right thing, turns out that most of Wall Street won't help you. If you offer financial payouts, t

That's the entire point. If you rely only on people doing the right thing, turns out that most of Wall Street won't help you. If you offer financial payouts, then suddenly you have a lineup of people ready to spill the dirt. Now, you can take the moral high ground of 'Well we don't want the help of greedy people', but it seems that when you do that, you don't get a lot of convictions, and the financial crimes continue to happen.