Regular SEPA wires between different banks take about one working day in France. But they can take up to three, legally. And four in the EU. Transfers in the sa

Regular SEPA wires between different banks take about one working day in France. But they can take up to three, legally. And four in the EU. Transfers in the same bank are usually instant. In practice expect a 24h turnaround on a SEPA transfer during the week. SEPA Instant Credit Transfer is probably what you're thinking about, but it's not universally supported by every bank yet.