Indirectly yes. Online firms should have to carry hacker insurance, and pay a penalty for when they get hacked and personal data is widely leaked. This will the

Indirectly yes. Online firms should have to carry hacker insurance, and pay a penalty for when they get hacked and personal data is widely leaked. This will then show up in increases prices that such firms charge end users. Security ain't free. It's either compelled via law, or via tort. Right now, the 'insurance fee' is tort if enough companies are sued.