This study of Alipay users suggests that regardless of what you thought you were, initial user privacy-concerned activity was largely the same across groups tha

This study of Alipay users suggests that regardless of what you thought you were, initial user privacy-concerned activity was largely the same across groups that indicated low, medium, or high concern for privacy. So in this case you wouldn't be talking about people who actually make different bets, just people who say they make different bets. Regardless of how users rank themselves in terms of privacy concerns, intensity and duration of engagement with a plethora of Alipay services may be a better predictor of whether a user will engage in privacy-concerned behaviors. This suggests that actual privacy concern may be better described as a learned preference.