There are a number of states where the largest insurer is a not-for-profit organization. There’s not one simple fix for this. If it’s truly going to be fixed,

There are a number of states where the largest insurer is a not-for-profit organization. There’s not one simple fix for this. If it’s truly going to be fixed, it’s going to require a lot of very tough fights against entrenched interests to eke out 5% here and 3% there.