> That's also why car insurance pays you to install LoJack and homeowners insurance pays you to install fire alarms. But this isn't true -- at least for any ca

> That's also why car insurance pays you to install LoJack and homeowners insurance pays you to install fire alarms. But this isn't true -- at least for any car insurance or homeowners insurance that I've purchased. You often receive a small discount, but the discount alone doesn't cover the cost of purchase/maintenance.