My insurance company gets me lower costs than the hospital would otherwise provide. It's a guarantee that I don't pay more than 8000$/yr for healthcare. Witho

My insurance company gets me lower costs than the hospital would otherwise provide. It's a guarantee that I don't pay more than 8000$/yr for healthcare. Without the insurance company, I might be in debt after a hospital visit. If the medical cartels weren't so corrupt and I could get a price, I probably wouldn't use insurance.