>just wise job selection, a reasonable amount of financial savvy and budget adherence, and a deliberate effort to work on your career path The "just" is doing

>just wise job selection, a reasonable amount of financial savvy and budget adherence, and a deliberate effort to work on your career path The "just" is doing a lot of heavy lifting here. You seem to be saying that privileged people become successful, which is kind of a tautology.