> This argument does not help. Those same folks cannot carry around a crypto-buck either. I'm commenting on this as well as sibling and descendant comments: Th

> This argument does not help. Those same folks cannot carry around a crypto-buck either. I'm commenting on this as well as sibling and descendant comments: There are First World countries (several in Europe) in which credit cards are both uncommon and pretty much inaccessible to the majority of the population while at the same time crypto services apps and wallets are ubiquitous. The reason why credit cards are not is because governments want to discourage excessive personal debt.