,, The norm in this type of countries is to keep USD, EUR and property'' It was while people had at least some hope to buy a property. But nowdays the yearly i

,, The norm in this type of countries is to keep USD, EUR and property'' It was while people had at least some hope to buy a property. But nowdays the yearly increase in a property price is more than the median yearly salary of a person in the poorer countries (this may soon be true for western countries as well). In Eastern Europe people immigrate to west for higher salaries so that they can buy an apartment in their home country, but if they don't use a loan to buy it, they are losing a lot of time to be able to buy a good place that they planned to. Still, as you wrote, in Europe people are still thinking very conservatively.