The first is a solid point. I’m not sure USDT has a higher interest rate than, say, USDC. The second actually isn’t compelling though. If you have a fraud with

The first is a solid point. I’m not sure USDT has a higher interest rate than, say, USDC. The second actually isn’t compelling though. If you have a fraud with, say, 10% daily interest in will unwind in months. But a fraud with 10-20% annual interest will take years. Madoff kept his scheme going 20+ years.