I'm a happy Schwab customer and an out of necessity BoA one. I keep the BoA account around because they're pretty much the only bank that actually has branches

I'm a happy Schwab customer and an out of necessity BoA one. I keep the BoA account around because they're pretty much the only bank that actually has branches in all the cities I visit and sometimes need a physical branch (deposits and large withdraws mostly). Happy Schwab customer because they refund ATM fees (even international) with no minimum account balance and when I created my account they had a 2% cash back card (which unfortunately is no longer available). Their online interface is super dated, but it's functional and has everything I need. Customer support has been top notch (I haven't had to use it much, but hey were able to help me figure out how to do a wire transfer to Tibet while I was in Thailand).