A lot of people saying maximize wealth early. I did not do that. After university I worked a lot of low(ish) paid jobs and lived cheaply to save money to travel

A lot of people saying maximize wealth early. I did not do that. After university I worked a lot of low(ish) paid jobs and lived cheaply to save money to travel.I traveled and worked around the world for 3 years with my girlfriend (now wife). When we came home we were very much behind many of our friends who had started careers right out of university, but 20 years later there is very little difference in where we are. And in some respects we are better off. Once you start on your career there is little opportunity to take a long break and once you are married and having kids there is no opportunity. My brother took a break and travelled without working, but that was for only 4 months. A very different experience and was more of an extended holiday than anything else. The next time the opportunity to travel arises is post kids and probably in retirement if you are lucky. So you might start your career earlier but you Will never have the freedom and opportunities that you have as a young man/woman. You can sell your time for money but you can't buy it back. One thing I agree with about others is exercise, just do it, make it routine. It will pay you back tenfold in years to come